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San Francisco Region



San Francisco, CA

HM's San Francisco Regional Sales Office serves northern California and Hawaii.
About the San Francisco Regional Sales Office

We Design Innovative Employer Stop Loss Programs

HM’s San Francisco Regional Sales Office has supported northern California’s self-funded organizations for more than 20 years. Our reach expands to Hawaii as well. Our staff consists of professionals with decades of experience in the employee benefits market. We use our expertise in managing risk to design innovative Employer Stop Loss programs that satisfy individual levels of risk tolerance and maximize cost containment results. We pride ourselves on exceeding our producers’ and clients' expectations by providing prompt, responsive service and product excellence.

Stop Loss Sales Employees

Meet Your Team

Dan Cloyd

Dan Cloyd

Regional Sales Vice President, Central Region
Clint Liptac

Clint Liptac

Director, Regional Sales
CONTACT Clint Liptac
Virgilio Gernale

Virgilio Gernale

Senior Sales Support Analyst
CONTACT Virgilio Gernale
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