A.M. Best Affirms “A” Rating of HM Insurance Group’s Life Companies

July 10, 2019

Following the annual review of financial results, the Financial Strength Ratings (FSR) of HM Life Insurance Company and HM Life Insurance Company of New York were affirmed as “A” (Excellent) by A.M. Best Company. The outlook for the ratings remains stable.

“This acknowledgement of our financial strength validates our continued work to achieve stable, predictable results in a challenging market,” Tom Doran, president, HM Insurance Group, said. “With the growth in high-dollar claims, it’s important that our clients know we can honor our commitment to guarding their financial health.”

In addition, Highmark Casualty Insurance Company was affirmed as “A-” (Excellent), a rating that reflects consistently positive operating results, but a lower level of premium and earnings due to the majority of HM’s Stop Loss business being with HM Life Insurance Company.

The companies of HM Insurance Group (HM) were reviewed as part of the evaluation of Highmark Inc., of which HM is a diversified business. According to A.M. Best, the ratings for the companies involved reflect Highmark Group’s balance sheet strength, which A.M. Best categorizes as strongest, as well as its adequate operating performance, neutral business profile and appropriate enterprise risk management.


About HM Insurance Group
HM Insurance Group (HM) works to protect businesses from the potential financial risk associated with catastrophic health care costs. The company provides reinsurance solutions that address risk situations confronting employers, providers and payers. A recognized leader in employer stop loss, HM also offers managed care reinsurance nationally. Through its insurance companies, HM Insurance Group holds insurance licenses in 50 states and the District of Columbia and maintains sales offices across the country. For more information about HM Insurance Group, visit