About HM

Building Long-Term Partnerships

We watch the trends. We share our knowledge. We create solutions you can trust. This has enabled us to deliver on our commitment to protecting the financial well-being of our mutual clients and build lasting relationships with business partners nationwide.

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Our Leadership

Our senior leaders are committed to understanding and meeting client needs — and they make it a priority to be available when you want to talk or share ideas.

Why HM

Our clients can count on industry-leading solutions built with integrity and knowledge and supported by financial strength.

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Financial Strength

Backed by sound business practices and financial judgment, our stable business model and risk management expertise enable us to appropriately address the risk exposure of our clients and deliver the protection they need.

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Operational Excellence

With more than 40 years in the industry, we understand how business should be managed to give clients confidence in their protection. And our year-over-year performance results speak for themselves.

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Underwriting Integrity

Our underwriters know risk – and they work to satisfy each policyholder’s level of risk tolerance. They are assigned to specific regions and work closely with our Sales teams to build solutions based on individual needs.

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We Know the Stakes

We keep a close eye on trends, and we know that claims continue to rise in frequency and severity. We also know that life is not without risk. We see catastrophic health events that change the lives of individuals and threaten the financial stability of their employers. It’s not something we take lightly — and we back our commitment with our own financial strength.

VIEW OUR AM BEST RATING

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Read about HM News

Our news releases cover topics like AM Best rating affirmations and leadership updates. Stay informed of recent happenings or check out this history of big events.

READ HM NEWS

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Making a Social Impact

We are committed to corporate responsibility. To make a meaningful impact in the communities where we do business, HM provides financial support and hours of volunteerism. In 2023, we directed $234,000 to more than 51 organizations across the nation.

Learn More

We’re Here for You

Approachable, accountable and aware, we’re ready to discuss options for delivering the right coverage at the right price.

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Connect with Our Home Office

You can contact us directly for information on claims, billing, commissions and more.

CONTACT HM

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Contact Regional Offices

Use our interactive tool to locate your Regional Sales Office or access a map with information about our territories.

FIND OFFICE

Stop Loss coverage is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, in all states except New York under policy form series HMP-SL (08/19), HMP-SL (06/20) or BCICP-SL (06/20) or similar. In New York, Stop Loss coverage is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMP-SL (06/20) or similar. In all states except New York, Provider Excess Insurance is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, under policy form series HMP PEL (09/20) or BCIC PEL (09/20) or similar. In New York, Provider Excess Insurance is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMNY PEL1105 or similar. In all states except New York, Assumed Accident and Health Reinsurance is underwritten or reinsured by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, under form HM1005-ELR or similar. In New York, Assumed Accident and Health Reinsurance is reinsured by HM Life Insurance Company of New York, New York, NY. The coverage or service requested may not be available in all states and is subject to individual state approval. Reinsurance agreements only reflect a form number when required by applicable state law. In Oregon, Bridge City Insurance Company does business as BCIC Insurance Company.