Stop Loss Insurance Resources

Use our Stop Loss sales materials to help clients learn more about HM’s approach to risk protection. These materials help introduce our Stop Loss features and options, share our results and provide educational materials on self-funding with Stop Loss.

HM Stop Loss – General

Financial Protection for Self-Funded Groups

Operational Performance, 2023 Results

High-Performance Stop Loss Infographic

Claims History and Trends

HM Stop Loss – Features and Options

Specific Advance Funding

Aggregating Specific Feature

Bridge Renewal

Specific and/or Aggregate Terminal Liability

Monthly Aggregate Accommodation

Cost Containment

HM Stop Loss Cost Containment Vendors

Delivering Uncommon Success with Claims

Educational Resources

Stop Loss Basics

Have Confidence in Your Carrier (Carrier Checklist)

Guide to Self-Funding

Leveraged Trend

The Value of Stop Loss (Infographic)

Claim Submission Checklist: Employer Stop Loss

What is Self-Funding (Video) See disclaimer¹

Who Should Self-Fund (Video) See disclaimer¹

Business Resources

Quote Checklist

eBill Overview

eServices User Guide

Stop Loss Insurance and HIPAA Privacy

Video Resources

A Thoughtful Approach to Stop Loss (Video) See disclaimer¹

Using Data to Empower Smart Stop Loss Decisions (Video) See disclaimer¹

What is Leveraged Trend (Video) See disclaimer¹

As Claims Costs Rise the Importance of Stop Loss Grows (Video) See disclaimer¹

How Do I Select the Right Carrier (Video) See disclaimer¹

How do Smart Stop Loss Carriers Work to Manage Claim Costs for Their Clients (Video) See disclaimer¹

How Does Stop Loss Protect (Video) See disclaimer¹

What is Essential to a Strong Stop Loss Insurance Contract (Video) See disclaimer¹

Manage Your Invoice Process Online with eBill (Video) See disclaimer¹

Related Information

1 By accessing this video, I understand that I am leaving the HM Insurance Group's website and I will be redirected to an external website operated by a third-party platform provider. I acknowledge that the platform provider may collect personal information about me, and about the video that I view, on their platform and may use and disclose this information in accordance with its privacy policy. I agree that HM Insurance Group is not responsible or the data collection and use practices of this third party.

Stop Loss coverage is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, in all states except New York under policy form series HMP-SL (08/19), HMP-SL (06/20) or BCICP-SL (06/20) or similar. In New York, Stop Loss coverage is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMP-SL (06/20) or similar. In all states except New York, Provider Excess Insurance is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, under policy form series HMP PEL (09/20) or BCIC PEL (09/20) or similar. In New York, Provider Excess Insurance is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMNY PEL1105 or similar. In all states except New York, Assumed Accident and Health Reinsurance is underwritten or reinsured by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, under form HM1005-ELR or similar. In New York, Assumed Accident and Health Reinsurance is reinsured by HM Life Insurance Company of New York, New York, NY. The coverage or service requested may not be available in all states and is subject to individual state approval. Reinsurance agreements only reflect a form number when required by applicable state law. In Oregon, Bridge City Insurance Company does business as BCIC Insurance Company.