HM at a Glance

Working with HM Insurance Group (HM) means you’ll have access to leaders with decades of knowledge helping to protect your clients. 

Your Trusted Company

As a leading national Stop Loss carrier that also delivers assumed Accident and Health reinsurance and Provider Excess insurance, HM works to create solutions for self-funded employers, ceding carriers, providers and health plans, business partners and the broker communities who serve them.

HM is comprised of three underwriting carriers:

• HM Life Insurance Company, Pittsburgh, PA
• HM Life Insurance Company of New York, New York, NY
• Bridge City Insurance Company, Pittsburgh, PA

A wholly owned subsidiary and diversified business of Highmark Inc., HM Insurance Group is an affiliate of Highmark Health.

HM Key Facts

While knowledge and experience guide us, you’ll see that integrity is at the heart of our business decisions. Here are some valuable HM key facts to know.

Company Facts

HM is committed to building strong, consultative relationships and has:

• 345+ employees
• More than 4 decades of experience as a direct writer
• Nearly $940 million in claims paid in 2024
• Licenses in all 50 states & the District of Columbia

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Financial Strength

HM focuses on smart, controlled growth, resulting in solid financial results year after year. Our financial successes include:

• Annual gross revenues of more than $1.3 Billion
• A (Excellent) rating by AM Best¹

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Stop Loss Expertise

With more than 200,000 claim submissions processed over the past five years – totaling more than $3.6 billion – our attention to detail gives policyholders confidence that claims will be paid quickly and correctly. Some of our achievements include:

• Being among the top Stop Loss carriers nationally²
• Insures more than 1,700 self-funded plans
• Stop Loss sold case turnaround time averaging fewer than 3 days for new business and 2 days for renewals
• 99.98% of Stop Loss claims processed within 6 business days
• Above 99% technical & financial accuracy for Stop Loss claims

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