HM Insurance Group's Industry Insights Blog

Industry Insights

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The Fifth Season

By: Mark Lawrence October 15, 2018
This morning as I drove in to work, it was 46 degrees on the thermometer, and this was really the first day that, to me, felt like fall had arrived. As underwriters, we’re currently experiencing a fifth season in the year. It’s called renewal season, and it comes a little earlier every year. This year, it started in late July and will go through New Year’s Eve.
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Maintaining a Thoughtful Approach to the Business of Risk & Relationships

By: Mark Lawrence March 14, 2018
HM is a Stop Loss carrier, which means we’re in the risk-taking business. We don’t shy away from it. We don’t avoid it. We bring a thoughtful approach to our underwriting process. But what does this mean for our clients?
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