Michael Coghlan

Senior Vice President,
Underwriting

Mike Coghlan serves as senior vice president, Underwriting, for HM Insurance Group (HM). In this role, he leads the development of HM Insurance Group’s Stop Loss underwriting and related pricing strategies.

With more than 20 years of experience in insurance and reinsurance, Mike’s areas of expertise include medical underwriting, risk management, self-funding, and employee benefits and program design.

Before joining HM in 2024, Mike served as senior vice president and underwriting leader at QBE Re. Prior to that, Mike held leadership roles at reinsurance broker Guy Carpenter (a division of Marsh), Partner Re and Munich Re. Mike is a graduate of LaSalle University.

Stop Loss coverage is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, in all states except New York under policy form series HMP-SL (08/19), HMP-SL (06/20) or BCICP-SL (06/20) or similar. In New York, Stop Loss coverage is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMP-SL (06/20) or similar. In all states except New York, Provider Excess Insurance is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, under policy form series HMP PEL (09/20) or BCIC PEL (09/20) or similar. In New York, Provider Excess Insurance is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMNY PEL1105 or similar. In all states except New York, Assumed Accident and Health Reinsurance is underwritten or reinsured by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, under form HM1005-ELR or similar. In New York, Assumed Accident and Health Reinsurance is reinsured by HM Life Insurance Company of New York, New York, NY. The coverage or service requested may not be available in all states and is subject to individual state approval. Reinsurance agreements only reflect a form number when required by applicable state law. In Oregon, Bridge City Insurance Company does business as BCIC Insurance Company.

Michael Coghlan

Senior Vice President, Underwriting

Senior Vice President,
Underwriting