Wade Riddle

Chief Actuary,
HM Insurance Group

Wade Riddle serves as chief actuary, HM Insurance Group (HM). In this role, he leads the Actuarial Services team and guides the company’s efforts to develop and maintain leading-edge pricing tools, valuation methodologies, advanced analytics and optimal capital efficiency.

Wade’s areas of expertise include pricing, reserving, reinsurance, CMR, risk assessment, data mining and modeling various insurance lines, including Employer Stop Loss.

He joined HM in 2025 from Canada Life Reinsurance Company where he was a pricing actuary. His work experience includes time in actuarial services roles with several other top insurance companies, including PartnerRe America Insurance Company, Munich Re, Cigna and Aetna – as well as leadership experience at Guy Carpenter.

Wade holds a Bachelor of Science degree in Actuarial Science from The Pennsylvania State University and has attained the Fellowship of Society of Actuaries (FSA) designation, the highest level of professional qualification for actuaries in North America. Additionally, Wade is a Member of the American Academy of Actuaries (MAAA).

Stop Loss coverage is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, in all states except New York under policy form series HMP-SL (08/19), HMP-SL (06/20) or BCICP-SL (06/20) or similar. In New York, Stop Loss coverage is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMP-SL (06/20) or similar. In all states except New York, Provider Excess Insurance is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, under policy form series HMP PEL (09/20) or BCIC PEL (09/20) or similar. In New York, Provider Excess Insurance is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMNY PEL1105 or similar. In all states except New York, Assumed Accident and Health Reinsurance is underwritten or reinsured by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, under form HM1005-ELR or similar. In New York, Assumed Accident and Health Reinsurance is reinsured by HM Life Insurance Company of New York, New York, NY. The coverage or service requested may not be available in all states and is subject to individual state approval. Reinsurance agreements only reflect a form number when required by applicable state law. In Oregon, Bridge City Insurance Company does business as BCIC Insurance Company.

Wade Riddle

Chief Actuary, HM Insurance Group

Chief Actuary,
HM Insurance Group